You can conclude insurance with supplementary insurance. Then you pay more premiums to receive compensation for damages or legal assistance in more situations. So sometimes you have the choice of two occupants insurance, two legal insurance or a no-claim protector.
With an additional passenger insurance you get paid damages after an accident in some situations. With legal expenses can be reimbursed for legal assistance. With a no-claim protector you can claim damages once a year without the premium is increased immediately. What exactly can you get paid for any additional insurance? Here you can read more about here.
Additional accident insurances
A car you can supplement to insure yourself as driver and any passengers. So you can be reimbursed in some cases damage after an accident. You may choose from the accident passenger insurance and insurance for passengers. As a passenger, you can almost always personal injury claim liability insurance of the guilty driver.
Accident passenger insurance
With an accident passenger insurance , you as a driver after an accident insured in case of permanent disability or death. You get paid a fixed amount for personal injury. This also applies for any fellow passengers.
Make sure that an accident occupants insurance is a limited supplement to ensure you and your passengers. When insurance for passengers because often get a higher price for more types of damage compensation.
With insurance for passengers , you as a driver insured for both personal injury and damage to luggage or clothing. After an accident, you will be paid an amount equal to the actual damage. Even if you as a driver are the one who caused the accident. Any passengers in your car can also claim to it. Otherwise, they can always claim the liability insurance of the driver or the guilty party.
An insurance for passengers is a comprehensive supplement to insure yourself as a driver and fellow passengers. In the accident occupants insurance because you get paid lower amounts in fewer situations.
Additional legal expenses insurance
A car you can supplement to be reimbursed for legal assistance. You sometimes have a choice of legal redress or a legal motor vehicle. Make sure that you are already insured for assistance if you have a legal traffic are closed.
Legal expenses story
With a story legal Get legal help to recover damages to your car or injury. Then you get help to prove your innocence after an accident. You also get help to establish the liability of the other party to recover damages.
A legal story is a limited supplement to be reimbursed assistance. With a legal motor vehicle because you get paid to more conflicts over your car legal.
Legal expenses insurance for motor vehicles
With a legal motor vehicle you will be compensated legal advice and expert assistance. This is useful if you get a conflict on your car. So you can save a lot of time and effort.
You have the right to defend your innocence for example after an accident and the counterparty liability. Also you get a calculation of the damages and any additional damages. You’ll get a traffic violation assistance prosecution. You also get help to resolve conflicts on your car with your car dealer.
A legal motor vehicle is a comprehensive supplement to get paid more types of assistance. This applies only to resolve disputes about your car. You can also choose to take out legal expenses insurance for traffic. Then you also get assistance for conflict arising reimbursed as a pedestrian, cyclist or motorcyclist.
With a no-claim protector you can claim damages once a year. Then your premium with your current insurer up. You have less claim years and thus fewer no-claims discount. So when you move, you lose more premiums to another insurer. A no-claim protector is useful if you for a long time to stay with the same insurer.
When taking out a car insurance, there are several ways to ensure the passengers. Eg through accidents passenger insurance and insurance for passengers. But there is already a thing insured with the mandatory liability insurance.
What additional car insurance are there?
A car can be insured additionally. You sometimes have a choice of two occupants insurance, legal expenses insurance and two no-claims protector.
- Accident passenger insurance : Allows you will be paid a fixed amount after an accident disability or death.
- Insurance for passengers : Allows you will be compensated after an accident both personal injury and damage to baggage or belongings.
- Story Legal assistance : This entitles you to legal help to recover damages to your car or injury.
- Legal expenses insurance for motor vehicles : here you get expert assistance to resolve conflicts that you may encounter if you own a car.
- No-claim protector : Lets you once a year claim damages without the premium at your current insurer goes up.