You own a motorcycle and you do not know how to do it? No worries! We offer some explanations.
Finding a young driver’s motorcycle insurance is, in general, not that difficult. On the other hand, to pay it as cheaply as possible. You will probably have to resort to a few little tricks. We explain to you why and we offer some suggestions to do so to avoid adding salts.
MOTORCYCLE INSURANCE FOR YOUNG DRIVERS: 5 THINGS TO KNOW
1. WHY ARE PRICES SO HIGH FOR YOUNG PEOPLE?
This may seem unfair and completely arbitrary for those involved. But it should be noted that the insurers are influenced by statistics and unfortunately the 18-24 age group. Mainly they are affected by many accidents: about 21% of fatal accidents on the road. While they are part of less than 10% of the population.
This lack of confidence increases even more in the case of two-wheelers. Especially as according to other statistics, the motorcycle would apparently be 27 times more lethal than the car.
Thus, in the context of young motorcycle insurance, some companies have simply decided not to insure this clientele. Conversely, other companies have maintained their policy of ensuring all publics.
2. FOCUS ON SMALL DISPLACEMENTS!
In fact, to start in the urban jungle and insurance. It is better for a young driver to opt for a simple motorcycle because. The more the frame will be high-end and sporty. The greater the risks and the more the Insurance company will offer a high rate.
It must be understood that a motorcycle too powerful in the hands of a biker. Judged inexperienced does not reassure at all the insurer and for him. The risk of accidents is increased. It should also be known that a beautiful motorcycle is more likely to attract the eye of thieves. Age is not for nothing but it will still have an influence on the price of motorcycle insurance. We are young drivers or not.
3. BUY SECOND HAND!
As the insurance contribution varies according to the type of vehicle and its price, buying a used motorcycle proves to be a real good solution. This significantly reduces the premium and creates a hand in the meantime.
In addition, a second-hand motorcycle with a low value can be more easily insured to the third party and this type of guarantee is among the cheapest.
4. BE A SECONDARY DRIVER!
If one of the parents or a family member is an experienced biker, one of the solutions to lighten the bill is to Insured the motorcycle on behalf of that person and put the young driver in a secondary position on the bike. contract. During this time, he/she will be able to improve his bonus and then have cheaper insurance.
5. COMPARE THE DIFFERENT MOTORCYCLE INSURANCE OFFERS!
Motorcycle insurance companies are numerous and engage in price wars in all areas, including auto or motorcycle insurance, even for young drivers.
It is often the first contact with a client, therefore, the insurance companies have every interest to accompany you from your beginnings of adult life and driver. So you have to think about making comparisons on the Internet and negotiating a discount on the price of motorcycle insurance for young drivers, even if it means a possible insurance home or life insurance. All means are good…
Finally, the last point is that insurance amounts decrease their prices after two years from the moment you do not make any claims. Be careful on the road!